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All use of The McGraw-Hill Companies' Perfect Phrases for Managers website (the "Perfect Phrases for Managers Site") is subject to the terms and conditions set forth below. Any use of the Perfect Phrases for Managers Site constitutes the user's agreement to abide by these Terms of Use.

All information provided by The McGraw-Hill Companies and its affiliates is owned by or licensed to The McGraw-Hill Companies and its affiliates (the "McGraw-Hill Information"). The McGraw-Hill Companies and its licensors retain all proprietary rights to the McGraw-Hill Information and each user of the Perfect Phrases for Managers Site shall honor all reasonable requests by The McGraw-Hill Companies to protect its proprietary rights to the McGraw-Hill Information.

Users shall be permitted to display, or print out, for users' own research or study only, materials from the Perfect Phrases for Managers Site, and, only via the Perfect Phrases for Managers Site's internal e-mail and download functionalities titled "Share this Content" and "Download this Content", users may e-mail or download information and materials from the Perfect Phrases for Managers Site. Except as expressly permitted by the foregoing sentence, users may not otherwise e-mail, download, copy, transmit, rent, lend, sell or modify any materials from the Perfect Phrases for Managers Site, nor modify nor remove any proprietary notices contained therein, nor create derivative works based on materials therefrom. The McGraw-Hill Companies reserves the right to terminate a user's access to the Perfect Phrases for Managers Site if such user downloads or prints out a substantial portion of the Perfect Phrases for Managers Site. Each user also agrees to not restrict or inhibit any other user's access to, or use of, the Perfect Phrases for Managers Site.

The McGraw-Hill Companies has no responsibility for the content of any messages or information posted by users, or for the content of information of third-parties on the Internet, even if accessed through the Perfect Phrases for Managers Site. Notwithstanding the foregoing, The McGraw-Hill Companies retains the right, which it may or may not exercise, in its sole discretion, to review, edit or delete from the service any third-party material which The McGraw-Hill Companies deems to be illegal, or otherwise inappropriate. The McGraw-Hill Companies has a perpetual, non-exclusive right to use all material and information entered into the Perfect Phrases for Managers Site by users in any of The McGraw-Hill Companies' print or electronic publications, services or sites (including, without limitation, the Perfect Phrases for Managers Site).

THE McGRAW-HILL COMPANIES AND ITS LICENSORS MAKE NO GUARANTEES OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE AS TO THE McGRAW-HILL INFORMATION OR THE Perfect Phrases for Managers SITE, OR ANY WARRANTIES AS TO THE ACCURACY, COMPLETENESS, CURRENTNESS, OR RESULTS TO BE OBTAINED FROM USING THE McGRAW-HILL INFORMATION OR THE Perfect Phrases for Managers SITE, OR AS TO NON-INFRINGEMENT OF THIRD PARTY RIGHTS. Neither The McGraw-Hill Companies, its affiliates and/or licensors shall be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in The McGraw-Hill Information and/or the Perfect Phrases for Managers Site, or for any damages resulting therefrom.

User agrees to indemnify The McGraw-Hill Companies from any damages, losses, costs or expenses, including reasonable attorneys' fees, which The McGraw-Hill Companies, its affiliates, their respective employees and authorized representatives may incur as a result of a violation of these Terms of Use.

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